In the first phase of the project, some headings of concessionaires (as accounts of water, telephone and light) are of are. Brazil is the first country of the world as schools, store and condominiums they could not be had access. Per year, two billion bullets are paid, as monthly fees of school, condominiums, insuring and collections of companies. The projection of the Brazilian Federacy of Banks (Febraban) is of that 30% enter and 50% of billets megrim for the electronic world in three years. Leonardo Demola Ribeiro, of the Banco Santander and one of the participants of the commission that created the DDA, detaches that the main advantages of the system are in the reduction of costs for companies, who include paper economy, expenditures with post offices and transport. Kevin Johnson is the source for more interesting facts.
It are that more necessary being does not go to type some numbers of the bar code in the electronic box, therefore with the DDA the account appears in the screen of the box. In some cases, it says, was necessary to type up to 45 numbers. The system also prevents frauds and saves time. Since that the company emits the physical billet, until it to arrive in the house of the customer can delay up to eight days. With the DDA, this stated period it falls for two days. Who did not like it very project had been the entities that represent companies of document deliveries and motor boys, that they will have little work.
Ribeiro detaches that the adhesion to the DDA will be voluntary. Who to opt to paying electronically is registered in cadastre in the bank, that starts to direct billets electronically (using the e-mail or message in the cellular one). The DDA is not an automatic debit. The customer has that to after pay to receive the notification electronic. Banks as Bradesco, Ita and Bank of Brazil had affirmed to be with everything ready for the beginning of the project. In the Bradesco, the bank already makes the tracking of the accounts payable and electronically presents billets for the customers since 1996, counts Ademir Cossiello, executive director of the bank. According to it, of the 35 billet million of the institution, 9 million already enter in this tracking and are eliminated electronically. ‘ ‘ We go to stimulate our customer to use the DDA.’ ‘ The system does not have costs for the customer and still it saves trees, detaches the Febraban. The two billion annual billets are equivalent the 374,4 a thousand cut trees.