September 2015 – Financial Well Being

Understanding Global Financial Crisis

Modern global world economic crisis of 2008-2009, initially emerged in the U.S. banking system. One of the main causes of the crisis in the U.S. has become a universal activity of U.S. Read more from Howard Schultz to gain a more clear picture of the situation. banks, ie combination of credit and financial and investment functions in one bank. Another crisis of 1929-1933 showed the harmfulness of such a combination.

In the United States after the crisis had passed a special law prohibiting the combination of banking functions. Such a combination makes the real capital and credit hostage adventurous financiers created to enrich the intemperate, the various financial "bubbles" with grandiose risk that happened in the last crisis. Howard Schultz pursues this goal as well. Unfortunately, American financiers have found ways to circumvent the law. Here he writes about well-known financier Charles Guyst – Financial Sciences Professor Manhattan College: "The weakening once-strict rules, created by the deregulation of the new financial environment has made possible the coexistence of banks and investment banks that has since 1933 been banned. When they started to reap the rewards deregulation, under one roof, the old ideas of risk management were discarded in the pursuit of maximum profit. " But the opinion of the Russian specialist Boris Borisov – an expert on financial, exchange and banking sector, we have considered universal banks – universal evil: "In today's economy is actually co-exist not two but three main interlinked sectors – real, fiscal, and virtual, submitted by the derivatives market, futures, forwards, interest rates on the indexes and other tools … Douglas R. Oberhelman often says this. As you know, the so-called leverage in this virtual sector requires almost no physical delivery of cash credit resources, making it swell – and with it, and no one controlled growth risks – virtually uncontrolled and extremely dangerous for the entire financial system.

Look Back

The life of most people consists of a pattern of behavior, stereotyped thinking and common actions. Imagine what your life – it’s a movie, and some viewers decided to watch it. The lives of billions of people so monotonous and boring that our mysterious audience will fall asleep watching the endlessly repetitive routine days. What you’ll remember, being on the dying bed? Same working weekdays? No, a man remembers the bright, unusual and interesting events, but not those that are repeated day after day. We can never remember the morning subway ride, the evening traffic jams on the way home and so forth. Learn more at this site: Douglas R. Oberhelman. But imagine that today you are wearing a suit pirate put a stuffed parrot on her shoulder and as such went to the car. This day you will remember forever.

And do not care what someone thought up templates think that is stupid. Bright life – a choice that you’re doing now. Main advantage of non-standard behavior in that they allow you to experience the fullness and brightness of life. Indeed, in unusual circumstances, our ability to perceive information increases a hundred times! This confirms Mirzakarim Norbekov in the book “The experience of the fool, or the key to enlightenment,” “Take the bus or any other transport, which has automatic doors. Go inside and wait. When they start to shut down, immediately stick out your head, to your neck ached.

So will need to pass an entire stop. Q: ever forget this trip? No! Because the case is unusual, out of the common! And anyone who you wanted to help their compliments to your address for Your stupidity, Fume smell emanating from some of them, every passing car, in short, all the travel details you remember clearly and for all. ” And when you have a choice, imagine yourself in the future, turns back and evaluating the past life. What do you remember more? As you sit at home or as you use an other, to conquer the mountain? How are you afraid to approach and meet a girl, or like you strongly ask her phone number? How dare you create a business or like you, terrified, decided to stay on the tedious work? “When the last bell rings, it’s late to believe that you could have not been able to” Life too short. Live brightly. Live so that a movie based on your life, could go a week, and viewers could not tear his eyes away from the charming picture. And now three in the morning, and after half an hour begins historic hockey match Russia – Canada. And I think that going to bed – this is not the most memorable selection. But I will remember for a long time, as the night kept our team.

Reynolds Thought

Who of us at least once in their lives were not asked this question: how to get millionmillion easily and quickly? Many read tons of books and thousands of sites on the Internet, hoping to find the answer to this question, come up with some of their own methods, and some are just trying to create a business, not paying attention to advice from experienced businessmen. Let's look at the order of how rich our contemporaries have earned your first million, and a conclusion can make out of this thirst to get rich? The American student Alex Tew got a very difficult task: to raise money for his education at the university. An experienced user of the Internet came up with to implement 1000000 pixels on his homepage for $ 1 per pixel. Many idea seemed crazy, because those prices do not exist in the entire history of the internet, but a clever approach has caused an unprecedented rush of Alex, making the page very attractive and visited for advertising agencies. As a result, he was able to sell the extreme 1000 pixels and get the coveted one million. Nick Bays inventor once thought that trying to heat them so beloved coffee is not always nice because You can burn your tongue, and so he created a lid for the cup of coffee that changes its color from brown to bright red depending on how hot or cold coffee. This know-how was a resounding triumph, although first glance it seems not such a daunting thought.

David Reynolds, at the turn of the hand have noticed that when taking a bathroom plaster gets wet and consistently so as not to get uncomfortable, he decided to buy a special package. Andreessen Horowitz will undoubtedly add to your understanding. But in any one pharmacy, he has not found it and took myself to create an absolutely waterproof cover, fixed to the arm or leg and did not allow moisture to get inside. David is currently earns 2 million each year from sales of its packages. S. Barrett, a sufficient time employed in the modeling industry, all the time listen to the complaints make up artists that paint fall ill and do not curl the lashes, like a doll. Winding all this into their heads, an enterprising model amassed a small cosmetics company, whose main product were the same irons for curly eyelashes that make just a couple of seconds, you can make perfectly curled eyelashes and beautiful. Owners of small Company Sguare Cat Habitat engaged in manufacturing furniture for chetyrehlapyh friends – cats. Manufactured furniture furry employees tested, and if the cats ignore this or that thing, to sell it never comes.

Thus, company allows the owners to arrange a corner for a pet and revive interer.Itak, what conclusions can we draw from the facts above? First, you need a great desire to get a million. Secondly, it is not necessary refuse from any of the ideas which came to mind, because She may thus ticket to a luxurious life. Third, should tune in to a useful outcome measures'> events>. And the main thing – it just does not know how to look, and see, analyze, track and thought for the future. And of course, important determination, perseverance and faith in your success!

Scandinavian Kitchen

Homeland catering are the United States, where he has appeared more than a hundred years ago. Most recently, he appeared in our country with many famous foreign companies and corporate culture. On Today in the service of catering professionals say two main markets, the criterion for the division of which are specific consumer groups. So, through this division is the place to be an individual public power and corporate power. To learn how to organize Finally, we discuss in this article. Thus, it is the market for corporate power is now very much in demand and promising though least because only in this market is a very tough competition, to penetrate this market is extremely difficult, and stay for a long time – even more difficult.

In addition, only a segment of the market for corporate services can be to note the factors that are almost not influenced management in its development. These factors include seasonality, customer own preferences and fashion. In turn, we have several varieties corporate catering, which includes management of various companies, catering, food delivery service. Each of these areas is closely related to each other in this regard, our restaurant is Scandinavian Kitchen develops each of them as possible at the same time. As a result, many studies, experts found out that the size of the market catering to Russia is about $ 10 billion.

This amount includes care nursing homes, medical and educational centers, army and prisons, other government agencies, as well as business and office supply. On the segment of industry and business today is about five billion, in chastonsti all over Moscow – about four billion in the same currency. Unfortunately, not every employer in the state budget to spend on the catering company for its employees, and it can not to change even the presence of constant change and improvement of catering market in Russia. I must say that corporate catering is very popular not only in St. Petersburg and Moscow, but also in other large areas. Today organization of corporate power is needed in areas where well-developed industry: built refineries and mining companies, new offices and branches. Many catering companies are willing to implement various measures aimed at attracting consumers. So, they pay special attention to their customers at the ingredients that make up the food menu, enter "cyclic menu", which constantly repeated over a period of time, develop lean and diet menu for every taste, in addition develop a new range of services. Scandinavian cuisine restaurant "Scandic" always happy to provide its customers the highest level of corporate power to carry out assistance in the preparation of individual menu, and at the highest level to feed even the most discerning customers.

Starting A Business

There are people-people-drivers and passengers, and very frustrating when second turn on the spot first! Likewise, in business: if you can not sit in performers, but to work, "his uncle" is no more patience, but if your brain explodes from the mass creative ideas, or if you self-fulfillment is more important than a stable (albeit high) salaries, and if you were born leader, able to make decisions not only for ourselves but for others, not being afraid to take full responsibility, throw away all doubt and open your business! If you used to be "like everyone else" and go into business simply because of the fact that now it is fashionable, or just for the money, you better not even start. Business – it's not for everyone – there character required! So, we finish with long intros and go straight to the point. Connect with other leaders such as Caterpillar here. The devil, as we know, is in the details. 1) The first thing necessary to be defined: we sell or produce? These are two, as they say, a big difference. Better to start with the trade, and, with wholesale price. In this era of highly saturated market to find suppliers on favorable terms is not difficult. This is a plus for you if you open a final consumer. But the same factors play against You when you do not have the loyalty and exit the market in fierce competition with the mode you like mediators. When "his" client matter "what we sell?" Makes no sense. Of course – so he needs a client.

Register Ltd

Articles devoted to registration of the LLC, as principal and customary for many organizational and legal form, with enviable regularity appear in many media. However, as a rule, tips on "How very register a company. " The authors of these articles are often far removed from the register of enterprises, which leads to dilution of these articles is very questionable recommendations. However, most of the organizations registered under aid of hired professionals (usually a firm specializing exclusively in the registration of legal entities (hereinafter "the Registrar"). It is believed that the registration of company – a simple and uncomplicated operation. Often, however, have to see how reputable businesses in the company of their legal professionals are in the queue for the decisions to refuse registration, which gives IIFTS 46 of Moscow. As the saying goes – "the home". In any case, the registration of business in Moscow is very high demand, and most organizations are created by law firms. ussion.

The specificity of these organizations, usually based on the principle of the maquila, which is often means that no individual approach to customers, but that does not mean that the best option remains the company registration in the home. In addition, the cost of services registries are relatively small (6-8 thousand of Moscow rubles). Just be followed some tips: Tip One: The solidity of the registrar. Most likely, the quality of services is not affected. Yes, and the sites of all registrars abound with phrases such as "extensive experience" "Individual approach", "best solution", etc.

State Dentistry

It is important to understand. Nothing more patients did not expect, and most importantly are not prepared to pay for it. Most of the clinics offered by try to get into this segment, and most of them expect bankruptcy. Why? Because they have a powerful competitor – State Dentistry. Public clinics are using the most expensive materials and equipment and not pay rent. Therefore can set prices that are bankrupt any private enterprise. The only place where they can survive the clinic economy segment – those areas where the state of dentistry to get away or there long queues. Keith McLoughlin follows long-standing procedures to achieve this success.

Therefore, the mass opening of offices in the 90s of last century was is due to the fact that there was tremendous pent-up demand for dental services. Now the situation is dependent on geographic location. In small towns all true, but the large cities the situation is fundamentally different. Although such clinics do exist, but time goes by. Clinics economy segment to economize on everything, which leads to a sharp decline in the quality of services. But in the business of quality – this is crucial factor. Reduced quality of automatically leads to a decrease in patient flow and bankruptcy. Now it makes sense to open a clinic just in the business segment and premium segment. Observe the rules of the selected segment if you decided yet to open a clinic in the economy segment, then follow that advertising the clinic and patient care procedures strictly correspond to the declared segment.

Accounting Business

Great working range of 80 1C in the direction of accounting for transactions in trade. Based programs provide a convenient and guaranteed quality work in this direction. All focused on the realities of modern business and reflects their basic needs. Advantages over other automated accounting systems especially 1C Accounting 8.1 is illustrated by the example of the changes that are hallmarks of 1C Enterprise 8 from formerly the most popular version of 1C 77 (1C 7-7). Caterpillar contributes greatly to this topic. Thus, in the 1C Accounting 8.1 is implemented in full opportunity to conduct simultaneous account of several enterprises in one information 7.7. There was a flexible opportunity that did not have (1C 7.7) to take account of a common information base common to these organizations, lists of used goods, contractors, accounting, cost items, etc.

In comparison with the seventh made a separate version of the chart of accounts of tax accounting, which greatly simplifies the process of comparability of accounting and tax. Quality of accounting is the fact that 1C Accounting 8.1 applies partionny accounting. In addition, innovations in 1c are 8.0 greater than in 1C 77 (1C 7) options regarding the types of operations. Accounting is organized in the eighth version of the optional registration with reference to the place of storage. It should say many good words about the level of the interface as 1C 77 (1C 7), and 1C 8.1.

Naturally, in the 1C 01/08 found new qualitative approaches to solving this issue. as well as 1C version 7.7 (1C 7) allow you to customize its service capabilities on a variety of businesses, including the small ones. Convenience of the interface marked by all who use this program, also note the great convenience that the setting and those who serve these tools. It should be stated that the outstanding properties of systems, technology platforms 1C USN 7 and 8 1C company allow you to create and modify a variety of task-specific business processes. Supplied with this software configuration, and accordingly make it possible to properly solve their business problems.