Despite some encouraging news, the global economic situation has not stabilized yet, and there are many realities that we must consider before giving a sigh of relief and simply go on living as if nothing had happened. There are numerous factors that should worry us, beginning with the enormous tax debt of U.S., whose economy has an effect on all other countries. Joins the imminent inflation that will sweep with the dollar and removal on mass of the famous baby boomers of the consumer market. This important segment of the Western population are retiring, are restricting their expenses and in the very near future they will be a huge burden for pension systems and health in force, of which some are already in crisis today. Who is going to pay the Bills? Undoubtedly those who will pay taxes in the future: our children. Medium-term economic future sees color of ants. I don’t want to spoil the party anyone, rather I would like to open their eyes so that it can prepare well you and, in particular, for which to well prepare their children.
It is more important than ever that we strive to educate ourselves and our children in the proper handling of our money. If you study the school curriculum of their beloved shoots with detention, there is a fundamental field that won’t find there: financial education. No one is teaching them what to do with the money they will earn by the sweat of his brow in the near future. Why is ignoring this important aspect of education of any human being? It is very simple, traditional education has no objective producing entrepreneurs or investors, but people who know inserted successfully into the labour market. In other words, it produces good employees.
This fact, coupled with the current trend for a life of consumption, even if it means going into debt, is the main cause why the vast majority of people have a negative state of mind today. They live one salary to another paying their debts, just save and almost never invest. Is it This the legacy you want to leave your children? It is time that we, as parents, we assume our role as Supplement knowledge that College is not going to deliver! And here we encounter another problem. The majority of adults today are also illiterate finance when it comes. We have received an education that gives us much knowledge, even diplomas and honors, but that is devoid of a solid financial education that allows us to prepare ourselves well for old age. Statistics show that only a very small percentage of people, less than 10%, reaching aged gold with an economic situation that allows them to maintain the lifestyle to which they are accustomed. What can we do? I propose that we look at basic finances that any person should dominate together with our children to be able to go capitalizing instead of going in debt during the course of his life.