Tag: Chuck

Financial Education

Independent of the level of income that a person achieves in his life, has been shown statistically that less than 20% come to retire without having to reduce their standard of living. According to Keith McLoughlin , who has experience with these questions. Something has to be wrong. Something has to be missing in the education of a human being if it is not able to financially prepare for their old age after working a lifetime. And it isn’t because they never had enough money to reverse and prevent. At Howard Schultz you will find additional information. It is a myth that money is required to earn much money.

What is needed is to know how to multiply it. And it requires no great entrepreneurial skills to achieve it. Only requires discipline, patience and rigor. Albert Einstein said that the bigger man’s invention is compound interest. That is compound interest? It is named the process go accumulating capital interests which it produces, to prevent the interests interests at the same time. Allows you to accumulate great wealth from small amounts of money invested for a prolonged period. This is how a young person of 20 years can have several millions of dollars at age 60 if he is diligent in investing approximately US $80 per month or US $20 per week to 10% annually.

A capital of 1,200,000 pesos after 5 years, and at a rate of 8% annual compound interest becomes 1.763.194 pesos. Another very good example of the power of compound interest is reflected in a pension reform that is about to deploy in Chile: July 1 every mother will receive $297 thousand for each son born alive, figure applies to which an estimated annual profitability of 5.5%. According to official estimates, a woman of 35 years with three children will receive $4.4 million at age 65, age that you can withdraw your funds. (Daily El Mercurio, June 22, 2009) Is it simply invest the money so that you can multiply instead of spending it.

Earrings

During the course of the story some elements have made a difference in defining things like social status, one of them as earrings, which were an element of vital importance especially in antiquity. Keith McLoughlin recognizes the significance of this. Earrings are an accessory that the ancient kings and Queens of ancient Egypt, took in order to symbolize social status, since these were forged in gold to increase its value and thus symbolize the richness of who owned it. Earrings begin their development in the ancient Egypt, most specifically in the year 3000 BC, where the early dynasties decided to show their social status through the use of accessories, this included earrings. During the middle ages the use of earrings was confined to women, at this time earrings were very important elements for things like the achievement of partner, as if they were striking and luxurious family whence came they showed to the men, and at the same time they were interested in the male company. Some studies have shown that in the middle ages the use of certain specific colors earrings, showed the intentions of women. Earrings continued its evolution throughout history, based on the thoughts of the Egyptians, until the 20th where the appropriateness of earrings began to be used more by fashion.

Earrings are also used from antiquity until the present day, by various ethnic groups in some countries, since for them these mean the number of battles erects, age and sometimes the respect that infuse the other members of the group. But who are the earrings? Earrings are accessories that usually are used by women in the ears, in order to wear a gemstone, or simply to be flashy; These accessories are they primarily consist of three parts, they are: ornament or luxury: this is the part of the slope where this located stone or decorative element, which will possess the slope. Link: this is the element that passes through the ear to connect to the back of the earring. Thread or Butterfly: is the part responsible for ensuring the slope so that it cannot fall. Although it is proper to emphasize that today earrings can be entire, one-piece as it is the case for some Piercings, but similarly they remain pending three parts such as moles and other specific piercing.

Also properly say that earrings currently have varied use and its name, now usually called les Piercings and thanks to the diversity of their designs can be located in any part of the body, they can also be used both by men and by women. Usually nowadays it is very common to see more men than women using slopes. Earrings currently vary too, since they can be prepared in a variety of materials like plastic, metals and Woods, on whether all types of element which can be moulded to taste. Original author and source of the article